Category Archives: LAWYAL Solicitors

Brexit considerations for Australian banking and finance lawyers

By Leonie Chapman and Shirley Logan – LAWyal Solicitors   Introduction On 23 June 2016, an unprecedented majority of 51.9% of voters in a Referendum on the United Kingdom’s (UK) continued membership of the European Union (EU) voted for the … Continue reading

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Responsible Lending and Hardship Variations – Capitalising Interest and Fees

By Leonie Chapman – LAWYAL Solicitors  First published by LexixNexis Australian Banking & Finance Law Bulletin 2016 Vol. 32 Background The National Consumer Credit Protection Act[1] (NCCP Act) requires credit providers to fulfil certain responsible lending obligations where there is an … Continue reading

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NCCP Responsible Lending and Advertising

First published by LexisNexis Banking and Finance Law Bulletin in November 2015  Background The National Consumer Credit Protection Act[1] (NCCP Act) prohibits credit providers from making unconditional representations to potential customers that the customer is eligible to enter into a credit … Continue reading

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Financial System Inquiry: Part 2 – A lending industry perspective on SMSF lending

By Leonie Chapman – LAWyal Solicitors, and Tim Brown – President of MFAA (first published by LexisNexis in Banking & Finance Bulletin – May/June 2015 Background This is the second article in our two part series covering a lending industry … Continue reading

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Financial System Inquiry: Part 1 – A lending industry perspective on Competition

By Leonie Chapman – LAWYAL Solicitors, and Tim Brown – Chairman of MFAA First published by LexisNexis Banking and Finance Law Bulletin 2015 Vol 31 No 1  Background In late 2013 the Treasurer released draft terms of reference for the … Continue reading

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National consumer credit regulatory reform — the impact on credit advisers

First published by LexisNexis Banking and Finance Law Bulletin By Leonie Chapman LAWYAL Solicitors and Tim Brown Mortgage Finance Association of Australia Background On 1 July 2010, a new national regulation over the credit industry commenced — the National Consumer Credit Protection Act … Continue reading

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Enhancing user experience – www.lawyal.com.au

At LAWYAL, we’re always looking at ways we can improve user experience on our site, both for our clients, and our lawyers. Today, we rolled out some changes that will make accessing your matters much simpler. Let’s first take a … Continue reading

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Paciocco v Australia and New Zealand Banking Group Ltd

By Leonie Chapman LAWYAL SOLICITORS First published by LexisNexis Banking and Finance Law Bulletin (BLB 30.4, June 2014) On 5 February 2014, the Federal Court of Australia gave detailed consideration to the issue of fees as penalties in the representative … Continue reading

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NEW FEATURE: Add users to your LAWYAL account

Until now, only a single user per client account was able to manage and contribute to legal matters in the LAWYAL system. This week, we released a new version that enables clients to add users to their client account. This … Continue reading

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Bank Fees – ANZ Customers’ day in Court

Approximately 38,000 ANZ Bank customers who are part of a class action to fight the return of more than $220 million bank fees, get their day in court today. The ANZ Bank case is the test case as part of a wider … Continue reading

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